Preheat oven to 350 degrees F.
Grease and flour 3 (8x4 inch) loaf pans.
In a large mixing bowl, beat oil, eggs, milk, sugar, orange juice and orange extract until smooth.
Add in flour, salt and baking powder and mix until well incorporated.
Stir in orange food coloring a drop at a time until desired orange color is reached. You can omit the food coloring if you want to, it just makes the bread appear orange like traditional orange dreamsicles.
In a medium bowl, beat cream cheese, sugar, eggs and flour.
Fill loaf pans each with 1/6 of the batter.
Spoon 1/3 of the cream cheese filling onto the top of each loaf pan. Swirl in cream cheese filling by cutting it in with a knife.
Pour 1/3 of the remaining batter onto the tops of each loaf pan.
Bake at 350 degrees F for 50 minutes or until toothpick comes out clean.